Many teen's think they need credit cards to live. Others think credit cards are not necessary to have but could be helpful. This blog is my opinion to prove that credit cards are not necessary but having one could be helpful. Teens shouldn't have a credit card for three reasons.
The first reason is why should teens have a credit card? At school you don't need a credit card, if you want something in a store which won't happen very often why cant you just pay in cash? Also if you can use a credit card in your school cafeteria what would happen if your card gets stolen? Another reason, in my personal experience when I want something at school like an ice cream after a hot summer afternoon if I wouldn't pay by using a credit card, I would use cash.
The second reason is if you don't get a credit card when you are a teen then when you are an adult you will be more logical about your spending habits. I think this because I personally am a saver rather than spending, but if you get a credit card when you were a teen and was a spender then those spending habits might be an issue when you are an adult. Also if you don't have a credit card when you are a teen but you were a spender in general, (video game money or wanting to buy many things at once) maybe when you are an adult you will realize that spending all at once ins't a good idea, and will start to save while making investments.
The last reason and the most important reason that you shouldn't have a credit card when you are a teen is because of debt. If I were a parent (which i'm not) I probably wouldn't want to get my child into debt because he (for the sake of argument) would only be 14 and when he gets into his twenties he would owe visa or some other major credit card company 50,000 dollars. This may seem dumb but the world may be cruel to you. The world is full of people that will do anything to get lots of money people that run credit card companies are one of them.
Credit cards can teach you many lessons good or bad but in the end we learn that your mistakes could effect others.
You had some good points in here Ryan, but your reasoning behind each point was very disjointed and hard to follow. Try to get your paragraphs to flow more as that makes it easier to read. Also, make sure that you use evidence/quotes from the article to help support your points in each paragraph. This will make your arguments stronger and more effective.
ReplyDeleteCheck your spelling. There were some apostrophes that were missing.
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